Financing Terms & Conditions

Minimum amount of leasing must be at RM 50,000 and above (after deduction of deposit payment). Customer company must at least 1 year or above in the industry and the interest will be charged from 3.5% to 4.4% depending on the customer documents. Collection of 1 advance payment + 2 prepaids from the customer as initial payment once customer has paid we only can send the Letter of Undertaking to AAP Asia Apparel Sdn Bhd and the processing agreement fees will be charged RM250. Therefore, we have two different documents requirements as following


For Sdn Bhd


  1. Form 24, Form 49, Memorandum and Article of Association (M&A) and Latest Annual Return (certified by co. sec)
  2. Latest 6 months bank statement
  3. Latest 2 years Audited Account
  4. Letters of Offer from Banks for facilities granted (If applicable)
  5. Latest debtors and creditors ageing list (If applicable)
  6. Photocopy I/C of the directors/guarantors
  7. Company & Directors’ Profile (if applicable)
  8. Contracts/projects in hand(To provides Letter Award)/list of past projects) (If applicable)
  9. All directors and shareholders To sign Consent to Credit Checking form


Sole-proprietor or Partnership


  1. Business Registration Form (SSM)
  2. Latest 6 months bank statement (If without Income Tax 12 Months bank statement is required)
  3. Income tax statement
  4. Management A/C (If applicable)
  5. Photocopy of IC front and back (Sole-Proprietor / 2 Partners)
  6. Consent form and PDPA (To be signed by Sole-Proprietor / 2 partners)


Do not hesitate to send us enquiry

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